diff --git a/Bindings.xml b/Bindings.xml
index 25bd848..f57f8e7 100644
--- a/Bindings.xml
+++ b/Bindings.xml
@@ -1,23 +1,10 @@
 <Bindings>
     <Binding name="GUDA_TOGGLE_BAGS" header="GUDA">
-        Guda.Modules.BagFrame:Toggle()
+        -- Use safe global wrapper that defers until addon is ready
+        Guda_ToggleBags()
     </Binding>
     <Binding name="GUDA_TOGGLE_BANK" header="GUDA">
-        if Guda_BankFrame and Guda_BankFrame:IsShown() then
-            Guda_BankFrame:Hide()
-        else
-            -- Open the same bank view as the "View Bank" dropdown option
-            -- Show current character's saved bank (read-only), centered
-            if Guda and Guda.Modules and Guda.Modules.DB then
-                local fullName = Guda.Modules.DB:GetPlayerFullName()
-                if fullName and Guda_BagFrame_ShowCharacterBank then
-                    Guda_BagFrame_ShowCharacterBank(fullName)
-                elseif Guda and Guda.Modules and Guda.Modules.BankFrame then
-                    -- Fallback: ensure the frame is shown
-                    Guda.Modules.BankFrame:ShowCharacter(fullName)
-                    if Guda_BankFrame then Guda_BankFrame:Show() end
-                end
-            end
-        end
+        -- Use safe global wrapper that defers until addon is ready
+        Guda_ToggleBank()
     </Binding>
 </Bindings>
diff --git a/Core/Init.lua b/Core/Init.lua
index 9ea35ca..20a13a7 100644
--- a/Core/Init.lua
+++ b/Core/Init.lua
@@ -96,6 +96,79 @@ addon.Constants = {
 -- Initialize modules storage
 addon.Modules = {}
 
+-- Readiness flags for safe early keybind handling
+addon._ready = false
+addon._pendingToggleBags = false
+addon._pendingToggleBank = false
+addon._deferBagsRegistered = false
+addon._deferBankRegistered = false
+
+-- Global safe wrappers for keybindings (defined early and always available)
+function Guda_ToggleBags()
+    local a = Guda
+    if a and a._ready and a.Modules and a.Modules.BagFrame and a.Modules.BagFrame.Toggle then
+        a.Modules.BagFrame:Toggle()
+        return
+    end
+
+    -- Defer until PLAYER_LOGIN completes addon initialization
+    if a and a.Modules and a.Modules.Events and not a._deferBagsRegistered then
+        a._pendingToggleBags = true
+        a._deferBagsRegistered = true
+        a.Modules.Events:OnPlayerLogin(function()
+            if Guda and Guda._pendingToggleBags then
+                Guda._pendingToggleBags = false
+                if Guda.Modules and Guda.Modules.BagFrame and Guda.Modules.BagFrame.Toggle then
+                    Guda.Modules.BagFrame:Toggle()
+                end
+            end
+        end, "Guda_KeybindDefer_Bags")
+    else
+        -- If Events not yet available, set pending flag; Main will clear it when ready
+        if a then a._pendingToggleBags = true end
+    end
+end
+
+function Guda_ToggleBank()
+    local a = Guda
+    local function doToggleBank()
+        if Guda_BankFrame and Guda_BankFrame:IsShown() then
+            Guda_BankFrame:Hide()
+        else
+            if a and a.Modules and a.Modules.DB then
+                local fullName = a.Modules.DB:GetPlayerFullName()
+                -- WoW 1.12 uses getglobal/setglobal; `_G` is not available (Lua 5.0)
+                local showBankFn = getglobal and getglobal("Guda_BagFrame_ShowCharacterBank") or nil
+                if fullName and showBankFn then
+                    -- Prefer exported helper if available
+                    showBankFn(fullName)
+                elseif a and a.Modules and a.Modules.BankFrame then
+                    a.Modules.BankFrame:ShowCharacter(fullName)
+                    if Guda_BankFrame then Guda_BankFrame:Show() end
+                end
+            end
+        end
+    end
+
+    if a and a._ready then
+        doToggleBank()
+        return
+    end
+
+    if a and a.Modules and a.Modules.Events and not a._deferBankRegistered then
+        a._pendingToggleBank = true
+        a._deferBankRegistered = true
+        a.Modules.Events:OnPlayerLogin(function()
+            if Guda and Guda._pendingToggleBank then
+                Guda._pendingToggleBank = false
+                doToggleBank()
+            end
+        end, "Guda_KeybindDefer_Bank")
+    else
+        if a then a._pendingToggleBank = true end
+    end
+end
+
 -- Helper to apply backdrop with color
 function addon:ApplyBackdrop(frame, backdropType, colorType)
     local backdrop = self.Constants.Backdrops[backdropType]
diff --git a/Core/Main.lua b/Core/Main.lua
index 9e21949..058befa 100644
--- a/Core/Main.lua
+++ b/Core/Main.lua
@@ -36,6 +36,21 @@ function Main:Initialize()
         -- Setup slash commands
         Main:SetupSlashCommands()
 
+        -- Mark addon ready for keybind wrappers and process any pending toggles
+        addon._ready = true
+        if addon._pendingToggleBags then
+            addon._pendingToggleBags = false
+            if addon.Modules.BagFrame and addon.Modules.BagFrame.Toggle then
+                addon.Modules.BagFrame:Toggle()
+            end
+        end
+        if addon._pendingToggleBank then
+            addon._pendingToggleBank = false
+            if addon.Modules.BankFrame and addon.Modules.BankFrame.Toggle then
+                addon.Modules.BankFrame:Toggle()
+            end
+        end
+
         addon:Debug("Initialization complete")
         addon:Print("Ready! Type /guda to open bags")
     end, "Main")